As of November 2024, both credit bureaus, TransUnion and Equifax, have classified rental credit checks as soft checks. This means our Tenant Screening Report will not appear as an inquiry on a tenant’s credit file. It will also not affect a tenant’s credit score, even if they are screened multiple times in a short time period. This will apply retroactively to any rental check that was done in the past two years.
As a soft check, the credit inquiry will no longer show up for lenders on the credit report. However, a rental applicant will see the inquiry on their MyEquifax portal.