Rent Credit FAQ

How does Rent Credit work?
Rent Credit reports monthly rent payments to Equifax, allowing customers to build their credit history without taking on additional debt. By consistently pa...
Tue, 20 May, 2025 at 9:47 AM
Why hasn't my credit score increased yet?
Once Rent Credit is live and rent payments begin to be reported, improvements to a customer's credit score may take some time. Several factors influence...
Tue, 20 May, 2025 at 9:47 AM
How do I report my rent payments?
After signing up, you'll need to provide proof of your monthly rent payments, such as bank statements or receipts, through the Rent Credit platform.
Tue, 20 May, 2025 at 9:47 AM
What are the documents I can provide for proof of payment?
You could upload documents such as: - Bank Statement  - Rent receipt 
Tue, 20 May, 2025 at 9:47 AM
Can I submit missed payments after?
It is possible to submit missed payments later. For example, if the subscription is on Jan 1st but it is not reported in January and February, it is possibl...
Tue, 20 May, 2025 at 9:47 AM
How much does Rent Credit cost?
Rent Credit is available under two subscription plans: Annual Plan: $6.40/month (billed annually as $76.80 plus tax) Monthly Plan: $7.99/month (billed ev...
Tue, 20 May, 2025 at 9:47 AM
I would like to change my billing for rent credit.
You have the option to switch between monthly and annual plans at any time.  Any changes made will take effect in the next billing cycle.  Examp...
Tue, 20 May, 2025 at 9:47 AM
What is Rent Credit?
Rent Credit is a service that allows tenants to report their monthly rent payments to major credit bureaus, helping them build or improve their credit histo...
Tue, 20 May, 2025 at 9:47 AM
Which credit bureaus does Rent Credit report to?
Currently, Rent Credit reports rent payments to Equifax.
Tue, 20 May, 2025 at 9:48 AM
Do I need my landlord’s permission to use Rent Credit?
No, you do not need your landlord’s permission. Rent Credit allows you to report your rent payments directly, so you can build your credit without landlord ...
Tue, 20 May, 2025 at 9:48 AM